Today Prime Minister Narendra Modi launched ‘JanSamarth Portal’ for credit-linked government schemes. This will make it easier to take a loan under the government scheme. Online applications can be made from this portal for taking loans under 13 government schemes. At present, there will be facility to apply for four categories of loans. These include education, agricultural infrastructure, business start-up and livlihood loans.
From loan application to its approval, everything will be done online through JanSamarth Portal (https://www.jansamarth.in). Applicants will also be able to check their loan status in the portal. Applicants will also be able to complain online if they do not get the loan after fulfilling the criteria.
Problem will be solved in 3 days
The complaint of the applicant will have to be disposed of within three days. According to experts, along with the applicant on the Jan Samarth portal, banks and various small and big lending institutions will also be available, who will give their approval on the incoming application for the loan. At present, more than 125 financial institutions including banks have been connected to this portal.
What is JanSamarth Portal?
JanSamarth is a digital portal where 13 credit linked government schemes are linked on a single platform. Beneficiaries can digitally check their eligibility in easy steps, apply online to eligible schemes and also get digital approval.
How can I apply for this?
Presently there are 4 loan categories and multiple schemes under each loan category. For your preferred loan category, you will first need to answer a few simple questions, which will enable you to check your eligibility. If you are eligible for any scheme, you will be able to apply online. After this you will be able to get digital approval.
Can anyone apply for loan?
Yes, anyone can apply for the loan. First, you need to check the eligibility for the loan category you need and if you are eligible, you can apply for the loan through the online application process.
